The Central Individual Credit Register is an instrument used to curb excessive indebtedness. It records information on all loans contracted by natural persons for private purposes as well as any overdue debts relating to these loans. It is compulsory for lenders to consult the Central Individual Credit Register before granting any loans.


The counters have been moved.
The new address is: Bld de Berlaimont 3 in 1000 Brussels.

2010-08-12 Latest data relating to records held at the Central Individual Credit Register
2010-01-21 The Central Individual Credit Register: main developments in 2009
Tasks
The recording and supply of this information to lenders aims to strengthen the means of preventing the excessive indebtedness of private individuals.
Participants
The data recorded are reported by lenders, i.e. banks, insurance companies, financing companies, etc.
Information reported
Generally speaking, the information included relates to all consumer credits and mortgage loans, contracted by natural persons for private purposes as well as any overdue debts arising from these credits.
Consultation
Both lenders and consumers may consult data.
Statistics Central Individual Credit Register
Each year, the National Bank publishes a report containing an overview regarding the number of and changes to the contracts and persons recorded by the Central Register.
Order form statistical report
FAQ
Contacts
Legislation